insurance question

[sylunatic]

how badly does insurance rape you w/ owning a fast car like aty or sy... i know that it all depends... but on a clean record (no tickets, or wrecks) how bad would it be? if it's bad at all...?

 

[syclone2910]

i am 20 and have not had any wrecks or tickets and mine is 100 oer month

 

[Dealboy]

I am 31 perfectly clean record in N. CA. $113 a month full coverage $120 ded. on comp $500 ded. on collision. Farmers Insurance Company.

 

[sy112]

28 clean record, 250 deductible and it is 72 month in kansas with shelter. And they do recognize it as a syclone and not a 4wd sonoma. Made sure cause I didn't want to run into any problems

 

[Captain Morgan]

im a 24 year old male in NJ, all 3 make me elegible for the highest rates in this country, I pay $164.48 / month with full coverage and a $100 deductable on everything including glass. I have a totally clean record but if you pay more that your getting hosed.

I really need to be a 25 y/o female in another state..... :lol:

 

[cdezzz]

25 male Mo. I pay $100 per month, with $250 deductible and $0 deductible on glass. Clean record excpt for all those adminstration codes that showed up..

 

[TyGuyJeff]

20 year old male and I only pay 80 bux for 6 months.....

...but thats because the Ty is in "storage"

Otherwise I'd pay 800/6mos full coverage w/ GMAC on my dad's policy, and me as primary driver.

 

[Captain Morgan]

god I hate NJ

 

[Timbo]

I was pretty sure Massachusetts had overall higher insurance rates than New Jersey. At least when I lived in Mass. over 50% of the licensed drivers were considered uninsurable, but by law the insurance companies had to insure them anyway, thus everybody's rates were higher.

 

[thesyguy]

I'm 37, living in Massachusetts. Full coverage with a $500 deductible, $0 on glass and it costs me $725 for the year.

 

[tbauer03]

I am 18 year old Male living in KS with a perfectly clean record and full coverage is about $170 with a $500 deductiable. I also have an 89 Blazer has another car for like 30 a month bc i get a multicar, good student, and drivers ed reduction but none of that seems to matter on the typhoon bc i am 18.

 

[Nick NY]

god I hate NJ

No you dont, I just got my new policy :evil: They want $2800 a year! I am 27 and have a clean record. I had to change companies and got it down to $1800 a year, thats the best i could do.

 

[syclone0577]

WOW..for once I think I am getting a good deal. I am 29. In NY (upstate). have a clean record. multicar policy, with 500 collusion ded..full coverage and I pay 547.00 a year for the Syclone..and I have that nice note on the bottom that says "performance car surcharge applied to auto 2". If you guys with a clean record are intrested I have my insurance with Erie Ins group, they killed everyone elses rate. But they are picky. When I first got my ins. with them I have a 91 Crx Si and they sent me a letter saying that they usually don't insure "sports cars" with new policy holders but because I had a clean record they would allow it. I thought that was funny..My 109hp sports car. Wanna hear something else? it's $9.00 more a year for my Syclone than it was for the CRX..

 

[Captain Morgan]

I was pretty sure Massachusetts had overall higher insurance rates than New Jersey. At least when I lived in Mass. over 50% of the licensed drivers were considered uninsurable, but by law the insurance companies had to insure them anyway, thus everybody's rates were higher.

nope, MA is #4.

State-----------------Rank----Combined average premium
New Jersey..............#1 ....$1,146.39
Washington, D.C. ...#2 ....$1,143.71
New York.................#3 ....$1,091.43
Massachusetts........#4 .....$1,028.62
Rhode Island...........#5 ........$972.01

 

[justin949]

[qnope, MA is #4.

State-----------------Rank----Combined average premium
New Jersey..............#1 ....$1,146.39
Washington, D.C. ...#2 ....$1,143.71
New York.................#3 ....$1,091.43
Massachusetts........#4 .....$1,028.62
Rhode Island...........#5 ........$972.01
uote]
you Forgot somebody California # 6 2200.00 a year 19yrs old full coverage AAA and on my Renewal on red light ticket i am sure it will hit $3000.00 beat that :drinking: [/quote]

 

[Don W.]

I pay $400/yr in Calif. However, it's agreed value (14k) and 1000 miles per year. We'll see how it goes, I may up the mileage.

I'm also 60 yrs old and no tickets (at least in the last few years ) and no accidents.

Don

 

[Timbo]

nope, MA is #4.

State-----------------Rank----Combined average premium
New Jersey..............#1 ....$1,146.39
Washington, D.C. ...#2 ....$1,143.71
New York.................#3 ....$1,091.43
Massachusetts........#4 .....$1,028.62
Rhode Island...........#5 ........$972.01

I concede. I've never lived in NJ, and the only state I've had to pay for insurance in is AK. In any case, I pay more for liability on my '84 Volvo than you do for full coverage on your Ty, so quit complaining!

 

[RARE_TY]

I'm 28, with a clean record in Sugar Land, TX (right outside of Houston) and mine is 50 a month for full coverage with a 250 deduct.
Just again make sure that it shows up as a Typhoon on the insurance!!