Syclone#1992
SyTy.net Moderator
sy538 said:
Why in the hell did they fight? Why didn't you run from them, and drive or call the cops.....not worth getting the door messed up.
SON OF A B!TCH. - Finalized
- Thread starter SYO237
- Start date
Why in the hell did they fight? Why didn't you run from them, and drive or call the cops.....not worth getting the door messed up.
SYO237
SyTy Registry
actually, i was talking to jeff scott about "diminished" value and how you DONT want to get parts fixed, but totally replaced.
Supposidly, the word "diminish" is a big key word in dealing with insurance companies.
Ive already talked to Progressive and gave them the GM part numbers of the pieces that need to be replaced. I urged them to call up GM and verify that the estimates of the costs of the pieces I gave them where within dollars of the actual cost. Because of the value of the 3 pieces broken, most people would assume your lying and overinflatting cost.
I specified I want GM OEM value, and nothing less because the pieces broken where not manufactured anymore and for me to get the parts would be hell.
With luck, the rep from Progressive understood my situation and has people whom she knows with show vehicles, so she understood the value of my parts and why the cost is astronomical.
My estimated cost for:
bent support
ruined bumper cover
cracked RH corner cladding
$2500 GM cost....thats excluding paint / labor / s/h of parts
I have schematics, pictures, truck history, GM numbers and a syclone sitting next to the typhoon for Progressive to compare numbers if they question anything.
I should be getting a call tomrrow about getting a Rep out to look at the truck. Hopefully it goes well.
I'll throw some pics up later on today.
Supposidly, the word "diminish" is a big key word in dealing with insurance companies.
Ive already talked to Progressive and gave them the GM part numbers of the pieces that need to be replaced. I urged them to call up GM and verify that the estimates of the costs of the pieces I gave them where within dollars of the actual cost. Because of the value of the 3 pieces broken, most people would assume your lying and overinflatting cost.
I specified I want GM OEM value, and nothing less because the pieces broken where not manufactured anymore and for me to get the parts would be hell.
With luck, the rep from Progressive understood my situation and has people whom she knows with show vehicles, so she understood the value of my parts and why the cost is astronomical.
My estimated cost for:
bent support
ruined bumper cover
cracked RH corner cladding
$2500 GM cost....thats excluding paint / labor / s/h of parts
I have schematics, pictures, truck history, GM numbers and a syclone sitting next to the typhoon for Progressive to compare numbers if they question anything.
I should be getting a call tomrrow about getting a Rep out to look at the truck. Hopefully it goes well.
I'll throw some pics up later on today.
canadian
sy in progress
I had progressive when my truck got hit. All the FAST guys saw the damage and I think there's pics around. Since the other drivers insurance company was some fly by night place that wouldn't pay what it was going to be to replace the parts I eventually had to go through my own insurance company.
They replaced all the parts that they could get from GM. The only thing they couldn't get was the under door cladding on the passenger side, so the "certified GM" dealer "fixed" that. Progressive didn't really complain about having to pay that sort of price for the parts. Probaby because they were going to try and get their money back from the other company.
As long as you aren't a complete dick about the whole situation they should be willing to work with you. Just watch out. You can push the diminished value portion of the argument stating that you do want new parts on the truck, but they might try to argue that the parts weren't new when you got hit.
They replaced all the parts that they could get from GM. The only thing they couldn't get was the under door cladding on the passenger side, so the "certified GM" dealer "fixed" that. Progressive didn't really complain about having to pay that sort of price for the parts. Probaby because they were going to try and get their money back from the other company.
As long as you aren't a complete dick about the whole situation they should be willing to work with you. Just watch out. You can push the diminished value portion of the argument stating that you do want new parts on the truck, but they might try to argue that the parts weren't new when you got hit.
typhoon1588
New member
If someo of you are wondering why my truck is in the For Sale section, part of it has to do with the fact that THE EXACT SAME THING, WORD FOR WORD happened to me about 2 weeks ago. Even to the extent that the cop didn't issue a ticket because it "looked like it was under $500 repairs," despite my arguing otherwise. Lady says she'll pay out-of-pocket, I go to get an estimate 2 days later (Note: On trip to get said estimate, valve stem on driver front tire mysteriously shears in half, leaving me with a flat on Route 80. Put on spare, get stem replaced, go get estimate.) Estimate comes back at $1577.00, lady decides to use insurance (duh!), and is super pissed, thinking I am conning her. (Note 2: On way back from Chevy dealer for estimate, one spark plug randomly begins arcing to the block, making the ride home rather fun).
Regardless, Adam, I feel your pain, believe me. Apparently the rear bumper is still available; however, the support is nowhere to be found. Don't know if you were aware of that.
Regardless, Adam, I feel your pain, believe me. Apparently the rear bumper is still available; however, the support is nowhere to be found. Don't know if you were aware of that.
Ian Turgeon
Cascading Inspiration
think about looking in your rear view mirror and seeing another syclone parked in your syclone's tailgate 
NOW THATS EXPENSIVE.
NOW THATS EXPENSIVE.
SYO237
SyTy Registry
Got the insurance check today.
$1857.47 Total damage.
Not only did they include GM pricing for all the cladding, but also included all the body brackets underneath the cladding that holds it on the body, along with paint and labor....about $400 more than what I was expecting.
Im happy. Time to go buy parts and fix this thing.
$1857.47 Total damage.
Not only did they include GM pricing for all the cladding, but also included all the body brackets underneath the cladding that holds it on the body, along with paint and labor....about $400 more than what I was expecting.
Im happy. Time to go buy parts and fix this thing.